Risk Manager
PayJoyConsumer Lending company
Mexico City, MexicoManager
Citi Ventures
Greylock
Aidenlair Capital
Ascend Vietnam Ventures
Claridge Venture Partners
Invus Opportunities
Finance
About the role
TL;DR
Manage portfolio performance, optimize risk outcomes, and drive data-driven recommendations.
- •PayJoy is a credit provider dedicated to helping under-served customers in emerging markets achieve financial stability.
- •Our patented technology provides an on-ramp for new customers to enter the credit system, offering point-of-sale financing and card offerings.
- •Key Responsibilities Use SQL and R or Python to extract and manipulate data to make data-driven, actionable recommendations about how to improve outcomes.
- •Make actionable recommendations about how to improve outcomes based on data analysis and a deep understanding of how our product works.
- •Work closely with the Data Science team to price and implement ML and AI models that optimize portfolio outcomes.
- •Define, implement and monitor A/B Tests with the product and marketing team that will improve our product and help us reach more customers.
- •Own risk KPIs for one or more portfolios.
- •Requirements Bachelor's degree in Finance, Economics, Mathematics, Industrial Engineering or a similar quantitative field. 4+ years of experience in risk management functions in fintech or commercial banking, working with credit cards or other consumer lending products.
- •Mastery SQL, Python and other tools for Data Analysis.
- •End-to-end problem-solving skills, including framing of the problem, analytical research, discussion/debate and the ability to present solutions to cross-functional stakeholders at all levels of the organization.
- •Understanding of statistical tools and methods, and experience working with large data sets.
Required skills
SQLPythonRRisk Management
Domain expertise
fintech
Benefits & perks
Phone finance, Headphone, Home office equipment, Fitness perks, $2,000 USD annual Co-working Travel perk, $2,000 USD annual Professional Development perk
Tech stack
SQLRPython