Senior Risk & Compliance Officer
MonzoDigital Banking company
Madrid, Spain€75,000 - €95,000Senior
CapitalG
GIC
Tencent
Google Ventures
Ribbit Capital
Passion Capital
Legal & Compliance
About the role
TL;DR
Oversee risk management and compliance for Monzo's Spanish Branch, acting as a trusted advisor and ensuring regulatory adherence.
- •Monzo is seeking a Senior Risk & Compliance Officer to oversee risk management and compliance for its Spanish Branch.
- •This role involves implementing Monzo's Risk Management Framework in Spain, monitoring key risks, and supporting regulatory engagements with Banco de España.
- •Key Responsibilities Act as the primary 2LOD point of contact for the Spanish branch, embedding a robust risk and compliance culture.
- •Monitor and interpret local regulatory updates from Banco de España and other authorities.
- •Oversee operational, ICT, security, data, and third-party risk, as well as conduct risk, compliance, and consumer protection.
- •Act as the Deputy MLRO for Spain, supporting AML/CFT compliance.
- •Requirements Minimum of 7 years of experience in Risk Management, Compliance, or Internal Audit within a regulated retail bank, digital bank, or top-tier fintech in Spain.
- •Deep understanding of Banco de España regulations and broader EBA/ECB requirements (CRD V, PSD2/3, GDPR, DORA, AML/CFT).
- •Proven experience managing or overseeing multiple risk types, with expertise in Operational Risk, ICT/Security Risk, Conduct Risk, and Compliance Risk.
- •Native or completely bilingual Spanish speaker with excellent professional proficiency in English.
Required skills
GDPRCompliance Management
Domain expertise
fintech
Benefits & perks
Incentive Awards, Flexible working hours, 38 days annual leave, €1,200 learning budget, Private healthcare scheme, Wellbeing benefits
Tech stack
GDPR
