Consumer Underwriter
Octopus EnergyRenewable Energy company
London, United KingdomMid
Octopus Group
Origin Energy
Tokyo Gas
CPP Investments
Generation Investment Management
Operations & StrategyNew
About the role
TL;DR
Manage credit and underwriting for consumer leasing applications.
- •Electric Car Leasing Why we do it.
- •We are a market-leading, mission-driven organisation focused on accelerating the transition to a net-zero economy through innovative financing solutions.
- •As we enter a significant period of growth, we are recruiting for a key role within our Capital Markets team to support our increasingly sophisticated funding requirements.
- •This is a high-growth opportunity for an analytical professional looking to build a career in Capital Markets.
- •Joining as an Analyst, you will gain hands-on exposure to complex debt facilities and see the full lifecycle of a securitisation facility.
- •You won't just be checking data; you will be the one directly producing the institutional investor reports and operational deliverables that keep the capital behind a rapidly expanding leasing business flowing.
- •This role requires a minimum of two days per week in our London office.
- •What you'll do Manage the day-to-day credit and underwriting process Review and manage credit escalations and referrals Own underwriting decisions for clients not captured by our auto-underwriting process (up to an agreed limit, based on experience) Support in development of consumer scorecards, underwriting policy, process and systems What you'll need...
- •Willingness to get hands on with processing and evaluating credit applications ranging from consumer to larger corporates (essential) Ability to interpret credit application information
- •e.g. accounts and KPIs provided by clients (essential) Experience & underwriting role Knowledge of credit policies Familiar with automated credit decisioning platforms (e.g.
- •Lending Metrics) Experience in vehicle leasing 💚 Why else you'll love it here 💰 Wondering what the salary for this role is? Just ask us! On a call with one of our recruiters it's something we always cover as we genuinely want to match your experience with the correct salary.
- •The reason why we don't advertise is because we honestly have a degree of flexibility and would never want salary to be a reason why someone doesn't apply to Octopus
- •what's more important to us is finding the right octofit! 🎉 Octopus Energy Group is a unique culture.
- •An organisation where people learn, decide, and build quicker.
- •Where people work with autonomy, alongside a wide range of amazing co-owners, on projects that break new ground.
- •We want your hard work to be rewarded with perks you actually care about! 🎁 Visit our perks hub
- •Octopus Employee Benefits 🏆 Octopus Electric Vehicles, part of the Octopus Energy Group, won the Sunday Times best company to work for in 2024.
- •We were named 6th out of the top 100 start-ups to work for by Tempo in 2025 and on Glassdoor we were voted 50 best places to work in 2022.
- •Our Group CEO, Greg has recorded a podcast about our culture and how we empower our people.
- •We’ve also been placed in the top 10 companies for senior leadership P.s. 🐶 just to let you know, we are dog friendly company so you may see our 4 legged friends in the offices
- •feel free to bring yours! Rest assured though, we've taken lots of precautions for those who have allergies
Required skills
SQLExcel
Nice-to-have skills
PythonJavaScript
Domain expertise
fintechautomotive
Benefits & perks
Dog friendly office
Tech stack
PythonJavaScriptSQLExcelPowerPoint