Credit Risk Manager
Made CardPayments company
New York, United States$100K - $110KMid
Village Global
Jump Capital
Recharge Capital
Soma Capital Management
Data & AI
About the role
TL;DR
Shape and lead Made Card's credit risk strategy across the customer lifecycle.
- •The Credit Risk Manager will shape and lead Made Card's credit risk strategy across the customer lifecycle.
- •Key Responsibilities Underwriting & New Accounts: Define and optimize credit strategies for new account approvals.
- •Credit Policy & Segmentation: Develop, refine, and monitor credit policies and customer segmentation strategies.
- •Pricing & Limits: Design pricing and credit limit frameworks to maximize risk-adjusted returns.
- •Model Decisioning: Build, own, and continuously improve credit risk models, decision thresholds, and cutoffs.
- •Portfolio Performance: Develop and monitor KPIs, analyze trends, and deliver actionable insights to maintain portfolio quality and profitability.
- •Requirements 2+ years of experience in consumer lending or credit risk, with a proven track record in fintech environments.
- •Strong experience in at least one dimension of the credit lifecycle: underwriting, pricing, portfolio management, and collections.
- •Hands-on experience with credit risk models and credit bureau data (traditional and alternative).
- •Strong technical acumen: pull data, analyze, create KPIs, create reporting tools (Python, SQL knowledge a plus).
- •Ability to synthesize complex data into clear strategies and communicate them to both technical and non-technical stakeholders.
Required skills
SQLPythonNumPyscikit-learn
Nice-to-have skills
Pandas
Domain expertise
fintech
Benefits & perks
Compensation, Health & Well-being, Equity, Mortgage Benefit, Generous Time Off
Tech stack
SQLPythonNumPyPandasscikit-learn