Sr. Director, Credit Risk Analytics
ProsperP2P Lending company
United StatesDirector
BlackRock
Sequoia Capital
CrossLink Capital
Accel Partners
Agilus Ventures
Benchmark Capital
Data & AI
About the role
TL;DR
Lead credit risk analytics, pricing, and underwriting strategies for personal loans.
- •As the Senior Director, Credit Risk Analytics, you will lead credit underwriting, pricing, and verification strategies for Prosper's Personal Loan business.
- •You will leverage ML/AI models and data to drive profitable growth and attractive investor returns.
- •Key Responsibilities Develop cutting-edge credit, pricing, and verification strategies using data, ML/AI models, and advanced analytics.
- •Translate complex findings into actionable enhancements and present data-driven recommendations to executive leadership.
- •Serve as a trusted voice to investors, translating complex data into clear, compelling narratives.
- •Partner seamlessly with Capital Markets, Product, Marketing, Operations, Legal, Compliance, and Engineering teams.
- •Oversee credit loss forecasting and stress testing exercises to manage risk appetite.
- •Requirements Master's degree or higher in a quantitative field. 12+ years of experience managing credit risk in Credit Card or Personal Loan sectors. 7+ years of people leadership experience.
- •Exceptional written and verbal communication skills.
- •Strong team player with a business-owner mentality.
Required skills
SQLRisk ManagementProduct Management
Nice-to-have skills
PythonR
Domain expertise
fintech
Benefits & perks
401(k) with company match, Flexible time off, Paid parental leave, Wellness allowance, Health coverage, Udemy access, Childcare assistance, Pet insurance
Tech stack
PythonRSQL