About the role
TL;DR
Lead credit forecasting & valuation or risk capital analytics for portfolio strategy and funding decisions.
- •As a Principal Credit Analyst, you will lead a key pillar of credit forecasting & valuation or risk capital analytics, driving high-impact analytics that inform portfolio strategy, financial planning, and funding decisions.
- •Key Responsibilities Own a core analytics domain within Credit Analytics, driving execution and continuous improvement of frameworks that power portfolio monitoring, planning, and decision-making.
- •Develop and enhance credit forecasting and valuation methodologies, including loss forecasting, scenario analysis, and portfolio performance measurement, ensuring outputs are accurate, explainable, and decision-useful.
- •Contribute to risk capital analytics and reporting, supporting funding strategies such as securitizations, warehouse facilities, and forward-flow programs through robust performance tracking, stress scenarios, and risk/return analysis.
- •Requirements 7+ years of experience in analytics, credit risk, or quantitative finance within fintech, financial services, or related industries.
- •Experience building or applying credit risk / loss forecasting, portfolio analytics, or valuation frameworks in consumer lending or similar domains.
- •Exposure to risk capital or structured finance concepts (e.g., securitizations, warehouse facilities, forward-flow programs).
Required skills
PythonSQLPandasNumPyTableauPower BILookerSnowflakeDatabricksFivetranDagsterPrefectApache KafkaApache FlinkPostgreSQL
Domain expertise
fintech
Tech stack
PythonSQLPandasNumPyTableauPower BILookerSnowflakeDatabricksFivetranDagsterPrefectApache KafkaApache FlinkPostgreSQLMySQLMongoDBRedisElasticsearchDynamoDBCassandraSQLiteOracleSQL ServerNeo4jCockroachDBTimescaleDBInfluxDBSupabaseFirebase
