Sr Decision Science Analyst, Capital & CAT Modeling
LemonadeAI-powered Insurance company
Remote$125,000 - $140,000Senior
Sequoia Capital
General Catalyst
GV
Aleph
SoftBank Group
Allianz
Data & AI
About the role
TL;DR
Design and own mathematical risk thresholds for insurance products using catastrophe and capital modeling.
- •We are looking for a Senior Decision Scientist to design and own mathematical risk thresholds across our insurance products.
- •In this role, you will operate at the intersection of catastrophe modeling, capital modeling, and portfolio strategy, ensuring that each policy we write is evaluated against explicit capital requirements and aligned with long term growth and risk objectives.
- •Key Responsibilities Own and build the capital modeling framework, running catastrophe models and integrating their outputs to support portfolio management, growth planning, and strategic decision making Build and maintain the analytical tools and data structures used for catastrophe, capital, and portfolio modeling Evaluate how individual policies and portfolio changes impact capital requirements, PMLs, tail risk, and expected returns Translate capital and catastrophe model results into clear takeaways and recommendations that help guide growth and risk decisions Requirements 4+ years of experience in CAT modeling, capital modeling, or quantitative risk analytics within P&C insurance or reinsurance Solid grounding in statistics and probability, especially as applied to extreme events and heavy-tailed distributions Proficiency in data science programming languages such as R or Python, and database query tools such as SQL Bachelor's degree in Data Science, Economics, Mathematics, Statistics, Actuarial Science, or a related field
Required skills
RPythonSQL
Domain expertise
insurtech
Benefits & perks
equity, comprehensive health & wellness coverage, 401(k) plan with employer match, 20 paid vacation days, parental leave
Tech stack
RPythonSQL