Senior Credit Risk Manager, Credit Platform
MonzoDigital Banking company
London, United Kingdom£125,400 - £169,600Senior
CapitalG
GIC
Tencent
Google Ventures
Ribbit Capital
Passion Capital
Software Engineering
About the role
TL;DR
Lead the Credit Platform squad, shaping lending infrastructure and credit valuation capabilities.
- •Monzo is seeking a Senior Credit Risk Manager to lead the Credit Platform squad.
- •This role involves shaping the evolution of shared infrastructure for lending decisioning and building credit valuation capabilities.
- •Key Responsibilities Define the roadmap for Monzo's Credit Platform, evolving shared infrastructure for lending strategies.
- •Lead the evolution of credit valuation infrastructure, including NPV modelling.
- •Hire, coach, and develop a high-performing team of Credit Analysts.
- •Partner with Credit, Engineering, Product, ML, Data, and Risk teams to build platform capabilities.
- •Represent the Credit Platform across Monzo, translating technical concepts for senior leaders.
- •Requirements Technical and strategic credit leader with extensive experience in unsecured lending.
- •Deep understanding of lending economics, NPV modelling, and credit decisioning infrastructure.
- •Motivated by fast-paced environments, ambiguity, and designing frameworks from scratch.
- •Exceptional cross-functional leader partnering with Engineering, Product, Risk, ML, and Credit teams.
- •Track record of leading and developing analytical talent.
- •Strong analytical and data capabilities with technical coding skills (SQL required; Python and Looker a plus).
Required skills
SQLPythonLooker
Domain expertise
fintech
Benefits & perks
Incentive Awards, Relocation assistance, Visa sponsorship, Flexible working hours, Learning budget
Tech stack
SQLPythonLooker