Risk Manager
CoastPayments, Expense company
New York, United States$110,000 – $160,000 annuallySenior
Accel
Insight Partners
BoxGroup
Avid Ventures
Better Tomorrow Ventures
Vesey Ventures
Legal & Compliance
About the role
TL;DR
Owns credit and fraud risk strategy, decisioning infrastructure, and investigations.
- •The Risk team at Coast owns the full credit and fraud lifecycle
- •underwriting policy, account management, fraud detection, and the decisioning infrastructure that automates all of it.
- •We’re hiring a senior generalist who can operate across that entire surface: someone who can set credit and fraud strategy one week and build the workflow, query, or data pipeline that executes it the next.
- •You won’t hand your ideas to another team to implement
- •you’ll design the policy, wire it into our decisioning systems, and measure whether it worked.
- •You’ll interact daily with the heads of Sales, Product, Operations, Compliance, Legal, Finance, and the CEO to deliver on risk initiatives.
- •Key Responsibilities Own credit and fraud risk strategy end-to-end.
- •Build and maintain the decisioning infrastructure that executes risk policy.
- •Lead fraud investigations across account takeover, identity theft, and first-party fraud.
- •Own risk data and reporting.
- •Partner cross-functionally with Product, Sales, Operations, Compliance, Legal, and Finance to lead credit and fraud initiatives.
- •Requirements 4–8 years of experience in credit risk, fraud risk, or risk strategy roles, ideally in SME lending.
- •AI-native mindset: you’re already using AI tools in your daily work to build workflows, analyze data, and move faster—and you’re excited to push further.
- •True generalist: comfortable owning a policy question, an investigation, and a technical build in the same week, and able to prioritize among them.
- •Strong SQL skills and the ability to independently analyze transaction, cash-flow, credit, fraud, and application data.
- •Hands-on experience configuring or building decisioning systems, risk workflow tools, or rules engines—or the technical ability to learn them quickly.
- •New York City based and able to work in the office 3–4 days per week.
Required skills
SQLPythonRisk ManagementCompliance ManagementAnthropic API
Nice-to-have skills
DockerKubernetesCI/CDREST APIExcel
Domain expertise
fintech
Benefits & perks
Medical, dental and vision insurance, Flexible paid time off, 401(k), Paid parental leave, Accessories allowance, Education stipend, Free lunch every Friday, Equity Grant
Tech stack
SQLPythonGitLinuxPostgreSQLAWSDockerKubernetesCI/CDREST APIExcelAnthropic API
