Portfolio Risk Analytics Lead

Develop advanced risk management capabilities for credit card portfolios.

• •Flex is building an AI-native private bank for business owners, seeking a Portfolio Risk Analytics Lead to enhance their intelligence engine.
• •This role is crucial for developing advanced risk management capabilities for their credit card portfolio.
• •Key Responsibilities Own end-to-end portfolio risk analytics for credit card portfolios across small business and consumer segments.
• •Build and maintain early warning frameworks to identify emerging credit deterioration.
• •Synthesize data from various sources to provide a coherent view of portfolio health.
• •Lead periodic portfolio reviews and present findings to senior leadership.
• •Requirements 7-15 years of hands-on credit card risk analytics experience across consumer and small business.
• •Subject matter expertise in credit card metrics like vintage curves, roll rates, and loss forecasting.
• •Analytically self-sufficient, proficient in SQL and Python or R, comfortable with large datasets.
• •Understanding of distinct analytical demands for SMB credit.